News, advice & more
Keep up to date with the latest news at Campbell Financial, and read our thoughts on the industry.
Self-Employed in Northern Ireland? Here's How Mortgages Actually Work
Being self-employed doesn't mean you can't get a mortgage. It means the lender you approach matters enormously. Here's what specialist lenders actually look at — including retained profits most banks never consider.
Mortgage Broker vs Your Bank: What's the Difference and Why It Matters in Northern Ireland
Many people in NI go to their bank first when thinking about a mortgage. The issue isn't that banks are bad — it's that they can only offer you one thing. Here's what a mortgage broker does differently.
Buying a Home on Your Own in Northern Ireland — What You Actually Need to Know
Buying alone in Northern Ireland is absolutely possible — and more common than you might think. Here's what changes when there's one income on the application, what doesn't, and how to approach it.
Am I Ready to Get a Mortgage? What First-Time Buyers in NI Actually Need
Most first-time buyers in Northern Ireland think they're not ready. The truth? They're almost always closer than they think. Here's what lenders actually look at — and what the common barriers really mean.
What Do Lenders Really Look At When You Apply for a Mortgage?
If you’re preparing to apply for a mortgage (especially as a first-time buyer) it can feel like stepping into the unknown. We believe in making the process as clear and stress-free as possible. So let’s break down exactly what lenders look at when assessing your mortgage application.
How Much Deposit Do You Really Need to Buy Your First Home?
Buying your first home is one of the most exciting (and daunting) experiences you’ll go through. One of the biggest questions you’ll face is, "How much deposit do I actually need?" With so much conflicting advice out there, it can feel overwhelming. But don’t worry, we’re here to break it down for you.